主要要點(diǎn)

• 2023 年 12 月 14 日，幣安 CEO 滕騰在臺(tái)北區(qū)塊鏈周上進(jìn)行爐邊談話。

• 對(duì)于理查德來說，最有趣的一些問題是關(guān)于他的個(gè)人經(jīng)歷、加密貨幣采用的未來以及幣安社區(qū)的角色。

• 隨著幣安繼續(xù)開啟新篇章，我們對(duì)用戶的承諾仍然是我們最重要的關(guān)注點(diǎn)。我們還致力于成為一家以合規(guī)為主導(dǎo)的組織，將這兩個(gè)優(yōu)先事項(xiàng)結(jié)合起來，以確保穩(wěn)健、可持續(xù)的未來。

關(guān)于成為首席執(zhí)行官

您的新職位對(duì)幣安意味著什么？我們可以從這次轉(zhuǎn)變中期待哪些變化？

Richard：

我在上任之初就制定了三項(xiàng)承諾。一是堅(jiān)持以用戶為中心。在過去的六年里，這使我們成為全球頂級(jí)的加密貨幣交易所。展望未來，這將繼續(xù)推動(dòng)我們前進(jìn)。用戶保護(hù)是神圣不可侵犯的，我們非常重視這一點(diǎn)。

其次，與全球監(jiān)管機(jī)構(gòu)合作維護(hù)行業(yè)標(biāo)準(zhǔn)。加密貨幣的發(fā)展方向很明確：你將看到更多的監(jiān)管。第三，我希望與全球和本地合作伙伴密切合作，擁抱 Web3 并推動(dòng)加密貨幣的采用。我們的生態(tài)系統(tǒng)建設(shè)得越多，每個(gè)人的生活就越好。

個(gè)人旅程

一個(gè)人如何從新加坡的監(jiān)管者到現(xiàn)在的幣安首席執(zhí)行官？您在此過程中學(xué)到了哪些經(jīng)驗(yàn)教訓(xùn)？

Richard：

I was fortunate in the early days of my career, as I was involved in trying to develop Singapore as a financial center, building the wealth management, asset management, insurance sectors, our exchange, etc. I got firsthand experience on how to get those things right. I was then at Singapore Exchange (SGX), and then I was headhunted to be the CEO of Abu Dhabi Global Market (ADGM).

Again, I had the opportunity to build up a new financial center, which isn’t easy. I was in charge of both business development and the regulatory side, as well as how to get that balance right. In 2017, I became one of the first regulators in the world to get a taste of crypto, and I said, “This is going to be the future of finance.”

For crypto to gain mainstream adoption, you need two things. First, you need clear regulations. If there's transparency of rules, the industry knows how to operate, and users can gain confidence. Second, with clear regulations, you're going to bring in institutional investors, which is important. They bring in new assets, liquidity, users, products, and research, and that is very important for the mass adoption of crypto.

On Regulatory Collaboration

What are the biggest challenges for regulatory collaboration, and how should the industry address this?

Richard: Other than internal stakeholders, you have to engage with three key external stakeholders. Firstly, your policymakers and regulators. Secondly, your partners. Thirdly, your users – if nobody uses a platform, then you're nothing.For the first group, I would say there's still a knowledge gap in understanding the technology and potential of crypto. Those are conversations we have globally. Many jurisdictions approach us when they want to start regulating crypto – there's a knowledge gap here.

Traditional media still associates crypto and blockchain with scams and illicit funds. However, if you look at the data, the amount of illicit funds flowing through crypto is a very small fraction of what flows through fiat channels. Crypto is a traceable technology, making it easier to track than fiat currency. The beauty of the technology is evident.

We hold many classes for law enforcement agencies and regulators. Last year, we conducted classes in Taiwan for law enforcement agencies. This is part of our educational efforts and collaboration. We want to debunk some of the myths and misperceptions around crypto to build this sector in a more robust and vibrant way.

On Institutional Adoption

This past year, we've seen many institutional players embrace crypto. Do you think this will trigger the next wave of mass adoption, and where are we now on this front?

Richard: Even since 2017, my thesis has been that you need two dimensions to come into play for mass adoption to take place. Firstly, clear regulation, which we are seeing now, so the momentum is picking up on this front. Secondly, we’re seeing strong momentum in terms of institutional adoption. The top hundred financial institutions, and even the local financial institutions, are getting keen and interested.

My belief is that the backbone of finance for the next 20, 30 years is going to be built on blockchain and artificial intelligence (AI). These are going to be the wave for the future – it's an undeniable trend. Technology will continue to improve itself, including crypto. We're going to see many exciting use cases and projects, and it's going to be much more robust. To bring us from 1% to 5% took us a fair amount of time, but from 5% to 10% or 20%, it's going to take a shorter period of time. With institutions coming in, there will be new money pools, liquidity, users, research, products, etc., and the pace of adoption is going to be much faster.

On Binance Web3 Wallet

How important is the Binance Web3 Wallet in the broader Binance ecosystem? What can we expect from it next year?

Richard: We keep innovating on different user fronts, and the Binance Web3 Wallet is one of those. It allows people to access Web3 through a simple interface. One of the key challenges for Web3 is the UI/UX. Our Web3 wallet solves many of these problems. It makes it very secure, easy to use, and facilitates access on that front. We will continue to innovate.

Recently, we rolled out our work with institutions and VIP traders – a tri-party agreement for our traders to customize with financial institutions and to offset some of the counterparty risks. We will continue to experiment on different things that the community, our users, and institutions want. We look forward to all these partnerships and all the important feedback from the community. I love speaking to our community because, every time we get to do so, it makes us think, “What else can we do better? What else can we enhance and improve upon?”

On Binance’s Community

What's your take on the Binance community, and how can Binance leverage its power to bring more people in and create even better experiences for everyone?

Richard: For some time, the U.S. issue was overcast on us. For the last two years, there were potential partners that stayed on the sidelines and didn't come into partnerships with us. Now that we have resolved these historical issues with the U.S. agencies, we have many partners lining up to engage in Web3 and crypto with us.

我們的用戶群一直都很強(qiáng)大，并且從未放棄過我們。他們始終對(duì)我們充滿信任和信心，這一點(diǎn)極其重要。美國通過決議后，我們的用戶群繼續(xù)快速增長，目前已達(dá)到 1.67 億。美國決議后，凈流入非常強(qiáng)勁。用戶繼續(xù)對(duì)我們充滿信任和信心。我們的社區(qū)支持我們，這使我們變得強(qiáng)大。

我們非常關(guān)注我們的社區(qū)、用戶以及他們的反饋。我們將繼續(xù)這樣做。我提到我們是一個(gè)以用戶為中心的組織——這一點(diǎn)不會(huì)改變。然而，我們也將轉(zhuǎn)向成為一個(gè)以合規(guī)為主導(dǎo)的組織，管理好這兩方面，使我們?cè)谖磥?60 年可持續(xù)發(fā)展并繁榮發(fā)展。

進(jìn)一步閱讀

• 我作為幣安首席執(zhí)行官的第一個(gè)博客

• 簡介：Richard Teng，幣安新任首席執(zhí)行官

• Richard Teng 在 X Spaces 上的 12 月 1 日 AMA 亮點(diǎn)

熱點(diǎn)：區(qū)塊鏈