貨幣安全調(diào)查顯示，近一半的用戶依靠加密貨幣賺取額外收入

時(shí)間：2023-12-17|瀏覽：311

主要要點(diǎn)

幣安的用戶調(diào)查顯示，近一半的受訪者使用加密貨幣來賺取額外收入，而 36% 的受訪者則追求財(cái)務(wù)安全和獨(dú)立。
高額費(fèi)用和緩慢的交易時(shí)間被認(rèn)為是傳統(tǒng)金融系統(tǒng)的主要挑戰(zhàn)，導(dǎo)致用戶更喜歡數(shù)字資產(chǎn)來進(jìn)行更快、更便宜的交易。
大多數(shù)受訪者認(rèn)為，加密貨幣可以促進(jìn)金融平等，提供安全和透明的交易，并為銀行服務(wù)不足和金融服務(wù)不足的人提供支持。

貨幣安全調(diào)查顯示近一半的用戶依靠加密貨幣賺取額外收入

根據(jù)我們突出用戶故事的活動(dòng)，“

幣安讓加密貨幣變得更好

”，并努力突出現(xiàn)實(shí)生活中的用例為了更好地了解用戶使用數(shù)字資產(chǎn)的動(dòng)機(jī)和原因，我們進(jìn)行了一項(xiàng)調(diào)查。

根據(jù) 1,000 多名受訪者的樣本，我們的調(diào)查發(fā)現(xiàn)

近一半 (45%)

將賺取額外收入列為主要用途對于加密貨幣，其次是省錢（19%）和抵消通貨膨脹（9%）。

超過三分之一 (36%)

的受訪者表示，實(shí)現(xiàn)財(cái)務(wù)安全和獨(dú)立是使用加密貨幣進(jìn)行儲蓄的主要?jiǎng)訖C(jī)。

來自亞洲的 Aman，

在 Binance 內(nèi)容系列中擔(dān)任主角

，討論了他的國家不斷上升的通貨膨脹如何給他的支付能力帶來越來越大的壓力大學(xué)費(fèi)用。他談到了他如何使用加密貨幣來保持儲蓄價(jià)值免受影響，并開始使用加密貨幣儲蓄產(chǎn)品來增加資本。

“我開始使用 Binance Earn 產(chǎn)品，這些產(chǎn)品幫助我為我的資產(chǎn)積累利息，其利率比我的銀行賬戶要好得多。它讓我有機(jī)會做出自己的決定——穩(wěn)定我的財(cái)務(wù)狀況。我想不出還有什么比這更能給人力量了。”阿曼說。

超過三分之一

的受訪者表示，高額費(fèi)用 (19%) 和緩慢的交易時(shí)間 (14%) 是處理傳統(tǒng)金融系統(tǒng)和服務(wù)時(shí)面臨的最大挑戰(zhàn)。< /span>

幣安用戶 Lauri

分享了

，“我是一名數(shù)字游民，經(jīng)常旅行，所以幣安 Pay 一直是一款游戲 -改變者。如果我想寄錢回家，我必須提前幾天計(jì)劃，而且費(fèi)用很高。我可以通過 Binance Pay 轉(zhuǎn)移加密貨幣，大約兩分鐘就可以完成，幾乎不需要任何費(fèi)用?！?/p>

貨幣安全調(diào)查顯示近一半的用戶依靠加密貨幣賺取額外收入

調(diào)查的其他主要發(fā)現(xiàn)：

Financial Equality: The bulk of respondents (76%) indicated that crypto can play a role in reducing income inequality or financial disparities within society. It reduces the reliance on traditional financial institutions (19%), is transparent and secure (18%), provides financial access to the underbanked and unbanked (17%), enables cross-border transactions without intermediaries (16%), and offers greater control over their assets and investments (16%).
Crypto for Earning Extra Income: For respondents whose primary use for crypto is for earning extra income: 23% percent of them indicated that their goal was to supplement their primary income, with another 23% using it to save for a home and 21% for investing in other digital assets.
Crypto for Everyday Purchases: Over a third (36%) of respondents use crypto for purchases on a weekly basis, with more than half (58%) of them using crypto for online purchases, including the purchase of goods, services, digital products, followed by 12% who use it for international transactions and remittances, and another 12% for in-store purchases.
Crypto Natives: The majority are not new to crypto with 59% of respondents using crypto for 1-5 years, 14% for more than five years, and 12% are new to crypto (having used it for less than 6 months).
Crypto for Savings: 36% use crypto to save money as it offers financial security and independence, 16% for earning better interest on their savings, and 14% for saving for retirement.
Impact of Crypto: Respondents shared how crypto has positively impacted their lives with 20% reporting that it increased their investment portfolio value, 18% stating that they were provided opportunities to earn additional income through trading or staking, 15% being able to access greater financial services, 14% enhancing their financial control, and 12% benefiting from faster and cheaper cross-border transactions.

About the Survey

The survey results are based on a total sample of 1,172 individuals. The survey was conducted from November 15, 2023 to December 6, 2023 on the Binance Survey platform, and was open to users registered in Asia & Pacific, the Middle East, Europe, Africa and Latin America.